Monday, October 19, 2009

EQUIPMENT LEASING WILL INCREASE YOUR BUSINESS CASH FLOW.

Equipment leasing is an intelligent choice for your business; you don’t increase debt or deplete cash reserves. Depleted cash reserves could make the business incapable of taking on new opportunities or to respond to changing market conditions. Using cash for necessary business expenses that can not be financed is much more intelligent than spending it on equipment that is worth less and less as time goes by.

An equipment leasing arrangement gives you the edge your business needs without the expensive costs. Your cash required for the upfront cost is greatly reduced. Leasing equipment brings consistency with your expenses to increased cash flow. Two traits your business is hard pressed to do without. Leasing makes it easy and affordable to add or upgrade equipment to meet future needs.

Benefits include:
1. Don’t increase debt.
2. Don’t deplete cash reserves.
3. Reduced upfront cost.
4. No Bank loans bring high security deposit rates.
5. Unaffected cash reserves, Use your cash for other business requirements.
6. Offset inflation with fixed payments, consistency with expenses.
7. Acquire equipment at today’s prices and pay for it with tomorrow’s dollars.

For more info regarding Equipment Leasing contact AZRogala REI for a free consultation.

Monday, October 12, 2009

Top 10 BENEFITS to Factoring Invoices:

1. Obtain Cash without Debt
2. NO Credit Limits
3. NO Long Term contracts
4. Use of Funds are not restricted
5. Pick & Choose what invoices to factor
6. Strong financials not required on business
7. Available to new and non-bankable businesses
8. Avoid extending invoicing terms to questionable customers
9. Low Factoring Fees
10. Receive Cash Fast (24 hours on established accounts)
BONUS. Need MORE INFO contact Chuck @ http://www.azrogalabizsolutions.com

Sunday, October 11, 2009

AZRogala Business Cash Flow Solutions: WHEN SHOULD FACTORING BE USED BY BUSINESS OWNERS?

AZRogala Business Cash Flow Solutions: WHEN SHOULD FACTORING BE USED BY BUSINESS OWNERS?

WHEN SHOULD FACTORING BE USED BY BUSINESS OWNERS?

In April 2009 the Federal Reserve found that over one third of the banks reported a decline in credit lines and credit card limits for businesses.

How are business owners surviving? Meeting payroll? Paying Suppliers? Funding their next project? These are just a few of the challenges facing businesses in today’s economy.

Accounts Receivable Factoring is the solution that many business owners are turning to. This provides cash advances on outstanding invoices. Since it is the sale of an asset at a discount rather than a loan, it does provide a viable financing option as banks continue to tighten their business lending.

Three ways to know if your company can benefit from discounting invoices to a Factor:

1. Your conventional financing is no longer available – The past two years banks have tightened lending practices, and raised requirements to qualify for lending and diminishing collateral scales. When the banks say NO or you’re existing credit lines dry up the only alternative is the funding factoring provides.

2. Need for Quick Short Term Working Capital – When payroll is looming, suppliers are demanding payment, your outstanding invoices can be used to accelerate your cash flow. Once an account is established, (avg 4 – 5 days), most factors will transfer cash direct to your business bank account in as little as 24 hours.

3. Potential Growth Profit Outweighs Cost – When a business has the opportunity to take on a new customer, larger contracts, additional staff & materials are required. When company XYZ provides a new service to a company and its profit margin is 18% to 25%, the 2.5% to 5 % cost of factoring the company receivables far outweighs the cost on NOT performing on the new contract.