AZRogala REI, partners with Catalyst Business Development, Inc

Press Release: For Immediate Release
December 28, 2009
Casa Grande, Arizona


AZRogala REI, LLC of Casa Grande, Arizona is pleased to announce that we have partnered with Catalyst Business Development, Inc. of Phoenix, Arizona.

In partnership with Catalyst, we will assist business owners in Arizona by focusing on improving business processes and turn traditional cost centers into profit centers for your business. It doesn’t cost a fortune for proper consulting guidance to help your business make an economic impact. By building partnerships with small and medium sized business owners, more can be accomplished, solutions can be shared and an impact to your budget and bottom line will be realized. Our mission is to improve your operations and pinpoint additional business opportunities.

Catalyst Business Development, Inc. provides consulting for all types of businesses and focuses on these specific business services; Advertising, Local, Regional & National Marketing, Web Development, Search Engine Optimization, Gift Cards, Rewards & Loyalty Cards, Credit Card Processing, Payroll Processing, Factoring-Alternative Funding, Cash Advances, Equipment Lease Financing, and much more.

About AZRogala REI, LLC of Casa Grande, Arizona: a small business advisory firm who specializes in the area of alternative business finance, including Commercial Accounts Receivable Factoring, Equipment Leasing, Purchase Order Finance, Purchase Order Finance, Inventory Finance, Medical Receivables Finance & Business Note Liquidation.

About Catalyst Business Development, Inc of Phoenix, Arizona: The Catalyst Difference. In today’s tough economic climate our worldly experience can be an invaluable part of your business. It doesn’t cost a fortune for proper consulting guidance to help your business make an economic impact. We assist our clients with focusing on improving business process and turn traditional cost centers into profit centers for your business. Our team of seasoned industry veterans employs a consultative approach to achieve maximum results.

To obtain further information on our services contact:

Anthony Biondo, Chief Executive Officer, Catalyst Business Development, Inc.,
Office Phone: 480-389-5753, www.icatalyst.info

Chuck Rogala, Owner, AZRogala REI, LLC, Office Phone: 520-450-2436, info@azrogalabizsolutions.com, www.azrogalabizsolutions.com

Dateline: 28 December: 2009

EQUIPMENT LEASING WILL INCREASE YOUR BUSINESS CASH FLOW.

Equipment leasing is an intelligent choice for your business; you don’t increase debt or deplete cash reserves. Depleted cash reserves could make the business incapable of taking on new opportunities or to respond to changing market conditions. Using cash for necessary business expenses that can not be financed is much more intelligent than spending it on equipment that is worth less and less as time goes by.

An equipment leasing arrangement gives you the edge your business needs without the expensive costs. Your cash required for the upfront cost is greatly reduced. Leasing equipment brings consistency with your expenses to increased cash flow. Two traits your business is hard pressed to do without. Leasing makes it easy and affordable to add or upgrade equipment to meet future needs.

Benefits include:
1. Don’t increase debt.
2. Don’t deplete cash reserves.
3. Reduced upfront cost.
4. No Bank loans bring high security deposit rates.
5. Unaffected cash reserves, Use your cash for other business requirements.
6. Offset inflation with fixed payments, consistency with expenses.
7. Acquire equipment at today’s prices and pay for it with tomorrow’s dollars.

For more info regarding Equipment Leasing contact AZRogala REI for a free consultation.

Top 10 BENEFITS to Factoring Invoices:

1. Obtain Cash without Debt
2. NO Credit Limits
3. NO Long Term contracts
4. Use of Funds are not restricted
5. Pick & Choose what invoices to factor
6. Strong financials not required on business
7. Available to new and non-bankable businesses
8. Avoid extending invoicing terms to questionable customers
9. Low Factoring Fees
10. Receive Cash Fast (24 hours on established accounts)
BONUS. Need MORE INFO contact Chuck @ http://www.azrogalabizsolutions.com

AZRogala Business Cash Flow Solutions: WHEN SHOULD FACTORING BE USED BY BUSINESS OWNERS?

AZRogala Business Cash Flow Solutions: WHEN SHOULD FACTORING BE USED BY BUSINESS OWNERS?

WHEN SHOULD FACTORING BE USED BY BUSINESS OWNERS?

In April 2009 the Federal Reserve found that over one third of the banks reported a decline in credit lines and credit card limits for businesses.

How are business owners surviving? Meeting payroll? Paying Suppliers? Funding their next project? These are just a few of the challenges facing businesses in today’s economy.

Accounts Receivable Factoring is the solution that many business owners are turning to. This provides cash advances on outstanding invoices. Since it is the sale of an asset at a discount rather than a loan, it does provide a viable financing option as banks continue to tighten their business lending.

Three ways to know if your company can benefit from discounting invoices to a Factor:

1. Your conventional financing is no longer available – The past two years banks have tightened lending practices, and raised requirements to qualify for lending and diminishing collateral scales. When the banks say NO or you’re existing credit lines dry up the only alternative is the funding factoring provides.

2. Need for Quick Short Term Working Capital – When payroll is looming, suppliers are demanding payment, your outstanding invoices can be used to accelerate your cash flow. Once an account is established, (avg 4 – 5 days), most factors will transfer cash direct to your business bank account in as little as 24 hours.

3. Potential Growth Profit Outweighs Cost – When a business has the opportunity to take on a new customer, larger contracts, additional staff & materials are required. When company XYZ provides a new service to a company and its profit margin is 18% to 25%, the 2.5% to 5 % cost of factoring the company receivables far outweighs the cost on NOT performing on the new contract.

Understanding Alternative Commercial Financing and dispelling the myths.

Take the word alternative, the definition of the word: 1. a choice limited to one of two or more possibilities, 2. one of the things, propositions, or courses of action that can be chosen, 3. a possible or remaining course or choice, 4. affording a choice of two or more things, 5. employing or following nontraditional or unconventional ideas, methods.

By the nature of the word, the definition, describes it as the possible second choice, the untraditional or unconventional way of accomplishing your task or reaching your goal. The definition itself suggests, this may be the second choice to solving your problem. What if your first choice can not be achieved? Is this now really an alternative?

Many business owners, professionals, accountants and bankers are sometimes hesitant to use or recommend alternative business financing. Why? Could the myths associated with alternative commercial financing, “it so expensive”, “my business is not in trouble”, be the reason some of these professionals hesitate to recommend alternative financing?

Let’s face the reality, the economic environment today has changed, traditional lending is a thing of the past for many business owners, they are forced to seek untraditional finance solutions for their business. Alternative Commercial Finance is no longer a second choice; it has become their only choice. It has become imperative for all business owners to fully understand alternative commercial finance; their business success depends on it!

Let’s look at the so called myths of Alternative Commercial Finance:

1st Myth: Factoring is too expensive:
Truth is that factoring* is a cost effective way to get funds for your business. As compared to raising capital from equity in your business, often may result in giving up a portion of ownership. The use of factoring to fund new growth, with a slight reduction of profit, (the cost of factoring*), is comparable to vendor discounting or COD discounting and certainly out weights the possibility of not being to accept the new business.

2nd Myth: Factoring of accounts receivables is a sign that my business is in trouble.
Who would you rather do business with? A company who found a solution to their cash flow problem. Or the company who may not be able perform due to cash flow problems. Factoring is a viable means of finance; it will prepare the business for a stronger future, can improve a company’s credit rating, provide cash to meet obligations and does not create debt on the balance sheet.

Factoring*: http://azrogala-cash-flow-solutions.blogspot.com/2009/07/factoringa-working-definition.html

The cost of Factoring*: cost is between 2.5% to 5% for 30 days, these are estimates only. A detailed cost can only be given once a company profile and underwriting is complete.

AZRogala REI, is a proud member of the International Association of Commercial Finance Brokers, we pride our service on education of our clients on all aspects regarding alternative commercial financing.

Act NOW for a FREE Consultation, Company Profile and COST Analysis valued at $300. Factoring, Commercial Accounts Receivable Factoring, PO Finance, Export-Import Trade Finance, Equipment Leasing.

Start Saying “YES” to Lucrative Contracts

One of the most frustrating occurrences for small and mid-size business owners is to be offered lucrative contracts for services only to be forced to decline the opportunity due to the demand by the customer for 30, 45 or even 60 day payment terms. Savvy business owners know that through factoring, such contracts not only can be readily accepted, but the modest fees associated with invoice financing can often be passed through to the customer. With a line of commitment established with a factor, your business can set itself apart from the competition and aggressively bid and compete for lucrative business contracts from cities, states, municipalities and large credit worthy corporations and set your self apart from your competition.

Let AZRogala REI find a financial solution for you. AZRogala REI

Request our FREE white paper: FACTORING, Immediate cash for your small business

An Independent Broker to the Factoring Industry can save you time & money!

There are several thousand factors across the US, some very large, and many smaller factors and they all have their specialty area. A business owner could make calls to find the factor right for their business, BUT wouldn’t it be wiser to spend the time marketing? This is where an Independent Broker (AZRogala REI, LLC) can work for you and save you the time and prevent you from choosing the wrong factor for your business. A broker will have ready the information and a contact in mind to assist the business prior to the end of their first meeting.

SPOT FACTORING

A factoring line of credit does NOT have to be used on a monthly basis. That’s right, NO MINIMUM amount to factor each month. The industry term is “SPOT Factoring”, by factoring a single receivable only when cash is required for your business. Not all factors will spot factor, some require contracts, and some only factor large amounts. So it is very important to understand factoring and the factors you intend to do business with. Also, why wait to establish a factoring line of credit, save 4 to 7 days, get your account established and then when the capital is needed a receivable can be factored in as little as 48 hours. THAT’S FAST.

A business growth tool… Factoring!

These past several months, while discussing business and the economy with a wide range of business owners, one major topic discussed, is cash flow into the business. I find that the business owners could have $10k+ in receivables and be cash starved. For these business owners new opportunities seem to be far & few between, so the business owner goes into cash conservation. One of the first places they tend to cut or eliminate cost is marketing. Sound familiar with your business?

Not being a marketing person at all, but I do know that by stopping any forward momentum in driving new business is not the right place to cut or eliminate costs. This is not intended to be any marketing 101 class. BUT what if the business owners were able to get cash for that $10K in receivables inside of 48 hours? Do you think that they could afford to keep cash flowing into the marketing campaigns to continue to drive new business? Absolutely! A factoring line of credit can be used for marketing.

What is Purchase Order Finance?

Purchase Order Finance or "PO Funding" can be one of the more difficult types of commercial finance to secure for fast growing businesses. Factors, however, routinely provide some amount of purchase order finance as "pre-ship" invoice financing. Traditional purchase order finance is provided through companies that specialize in that transaction.

Our clients benefit from our established relationships with some of the largest providers of purchase order finance nationwide. While requirements and qualifications for purchase order finance will vary from lender to lender, some are relatively standard.

To qualify for purchase order financing your business generally must:

· have an established factoring relationship.
· not be re-packaging or simply creating an inventory with the product.
· have an established and acceptable credit history.
· be funding orders of significant size ($100,000 and larger).

Purchase Order Finance is an extremely powerful tool for importers purchasing goods from the Europe, the Pacific Rim, and elsewhere. In some instances, international factoring transaction can provide the necessary financing bypassing the more complex area of purchase order
finance. To discuss the availability of purchase order finance for your particular application, either contact an AZRogala REI, LLC representative directly or complete our online quick application/profile.

Purchase Orders for services to be performed, rather than goods to be delivered, are virtually never acceptable for typical purchase order funding. This type of finance is considered "contract finance" and is generally obtained through local commercial lenders such as banks or unique providers of such services.

Factoring....A working Definition

Factoring is a basically simple method of providing a specialized form of commercial finance to
businesses. This method of finance relates to the sale of accounts receivables of a business.

Factoring simply does one of two things:

Factoring allows a business who is currently operating on a cash basis with their customers to
offer terms of payment (30, 45, 60 days) for goods delivered or services provided. Therefore
factoring will finance the terms of payment and entices their customers to buy more product or
services.

Factoring allows a business who is currently offering terms of payment to their customers to allow the business owner to extract the needed capital to sustain business growth, finance payroll or meet operating expenses.

Therefore factoring liquidates the current account receivables of the business.

Factoring is NEVER a loan.

It is an OFF BALANCE SHEET transaction.

What You Should Know About Factoring that Your Competition Should Not!
Growing Your Business by Granting Terms of Payment.
Start Saying "Yes" To Lucrative Contracts.
Financing Payroll and Operating Expenses.
Unlimited Credit, Fast Funding, Flexibility.

To find out more information regarding Invoice Factoring request our white paper.
Factoring: Immediate Cash For Your Small Business

About AZRogala REI, LLC

We are a small business advisory firm and specialize in the area of alternative business finance through the use of factoring accounts receivable. Factoring is one of the oldest forms of commercial finance know to man. Though well understood by finance professionals, many business owners are generally not aware of its immense power as a small and midsize business financing medium.

Our mission is to educate business owners about this powerful financing medium. Should you find this information useful, let us know and PLEASE feel free to forward this to other business
owners in your network.

Thanks for your time,